
Start Your 60‑Second Eligibility Check
We help UK homeowners and tenants secure fully funded energy-saving upgrades, no cost, no repayments.
Who’s Eligible for ECO4?
Benefit route
If you (or someone in your household) receives a qualifying benefit such as:
Universal Credit, Income Support, Jobseeker’s Allowance (JSA), Employment and Support Allowance (ESA), Pension Credit, Working Tax Credit, Child Tax Credit, Housing Benefit.
Low income route
Even if you don’t claim benefits, you could still qualify if your household income is considered low, which is under £31,000.
Eligible properties must typically have an Energy Performance Certificate (EPC) rating of D, E, F, or G; the least efficient homes.
Health condition route
Even if you don’t claim benefits, you could still qualify if:
Someone in your household has a long-term health condition affected by the cold, such as respiratory issues, heart problems, arthritis, disabilities, or limited mobility.
EPC and Home Heating
And EPC rating D–G or no EPC.
If your home is:
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Off the mains gas grid (e.g. oil or electric heating)
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Or has a low EPC (Energy Performance Certificate) rating of D, E, F, or G
We’ll check your EPC for you – or book a free one if required.
What Upgrades Are Available?
Wise Owl ECO Grants supports energy-saving improvements for your home through a whole-house, fabric-first approach prioritising insulation first, followed by heating or renewable installations.
Insulation
Loft, cavity wall, solid wall, and underfloor insulation to improve efficiency.
Heating Upgrades
Boiler replacements or new central heating systems for better performance.
Renewables
Solar PV, air source heat pumps, and other low-carbon energy solutions.
Our Services
How It Works – Swift & Simple
Fast Eligibility Check
Complete our quick online form to see if you're eligible for ECO4 measures like boiler upgrades, insulation, solar, or heating systems.
Free Home Visit & Assessment
If eligible, we'll arrange a no-cost, no-obligation visit at your convenience to evaluate your property and recommend the best improvements.
Professional, Zero-Cost Installation
Our Gas Safe–registered and NIC/EIC‑qualified engineers handle everything. From paperwork to fitting at no charge.
Enjoy Lower Bills & a Greener Home
Transform your property, reduce energy costs by up to 50 %, and boost comfort instantly.

Frequently Asked Questions
No, ECO4 is funded by obligated energy suppliers. All works are installed at no cost to you.
You might qualify if any of the following apply:
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You or someone in your household receives qualifying benefits such as Universal Credit, JSA, ESA, Income Support, Housing Benefit, Tax Credits, or Pension Credit.
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Household income is below £31,000/year, even without benefits, via Flexible Eligibility.
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A health condition (e.g. respiratory, cardiovascular, mobility issues) that makes your home’s warmth crucial.
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You may still qualify via “Flex” eligibility through your local authority, especially if you're on low income or have health vulnerabilities.
We take a whole‑house approach. Measures available include (but aren't limited to):
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Loft, cavity wall, solid wall, and underfloor insulation
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Boiler replacements and first-time central heating systems
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Renewable technologies like solar PV panels and air source heat pumps
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Heating controls and ventilation upgrades
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Yes, ECO4 measures can be co-funded with other compatible schemes. However, each scheme has its own terms, so we'll help you navigate available options.
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Start with our 60-second eligibility check
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If eligible, we’ll perform a free in-home survey
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After approval, installations typically happen within 2 to 8 weeks, depending on the scope of work, even faster in some cases.
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Strapped for time? Many customers complete installations within a week for simpler measures.
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Absolutely. You'll receive all compliance paperwork, plus any warranties or guarantees that come with the installed measures.
Yes, with landlord permission. The property must still meet eligibility criteria.